About
Capt. Rob & Vicki Hamilton
Licensed Insurance
Agents and Small Business Specialists
We specialize in finding affordable Health and Life insurance for the self-employed, individuals and their families.
Many self-employed people find it difficult to find affordable health insurance and often go without any insurance at all. We are affiliated with many A+ rated insurance companies that cater to the individual and self-employed market. Working with us and you will have access to Affordable Health Insurance, including dental, vision and other Health and Life benefits.
As independent insurance agents we are self-employed just like you.
By far the largest benefit we receive is saving a lot of money on our family monthly premiums. Now we show other self-employed people in our area how they can save money, and we can help you too.
Can I qualify for Health Insurance?
If you are not working for a company offering Group insurance or you have serious pre-existing medical conditions (please call) you may find it difficult to find affordable health insurance on your own without the assistance of an insurance agent.
Folks who find it difficult to find affordable health insurance are:
- Self-employed
- Independent contractors i.e., 1099's
- Small businesses who do not have enough employees to qualify for Group insurance
- Individuals and their families, working or not
- COBRA victims who have 18-months before their former Group insurance runs out
- Pre-existing medical conditions such as Diabetes, heart attack, high blood pressure, high cholesterol, etc.
Am I guaranteed insurance regardless of my medical
condition?
Unfortunately no. Most states are underwritten and therefore insurance companies have the right and obligation to choose who they insure based on the risk incurred. If you are declined for insurance, and with your permission, we will continue to shop other insurance carriers that may have different underwriting rules.
To find out more call us at the numbers below or send an email to:
smarthealth@earthlink.net with your insurance or HSA questions.
There are many Special Features to our Health Plans:
- You choose your doctors and hospitals
- Coverage 24 hours a day, 7 days a week, on or off the job
- You can take your coverage with you
- You cannot be singled out for rate increase
- You cannot be singled out for cancellation
Enjoy significant tax savings through an HSA-qualified health plan.
Contact us for details.
Smart Health, Inc.
The Affordable Health Insurance Co.
Contact Capt. Rob & Vicki Hamilton toll free at:
(866) 205-9690 or 813-994-5399 for more information,
free quote or a no-obligation consultation.
